What is Medicaid?

Many people confuse Medicaid and Medicare. But they’re not the same.

  • Medicare is the government health care program, chiefly for people 65 or older.
  • Medicaid is also a government program, but chiefly for individuals and families who otherwise cannot afford medical care at all.

There are additions and exceptions to both of those.

In Arizona, Medicaid is called the Arizona Health Care Cost Containment System (AHCCCS … usually pronounced “Access”).

Find it at www.azahcccs.gov

The effect of AHCCCS is that the state decides which doctors you can see and for what.

What happens with Long-Term Care benefits through AHCCCS is that you give the state permission to take over your medical decisions … to choose the type of care and the place that the care is given.

Usually these decisions are a lot different than the ones you would have made, if you could.

Have any Question? Ask us anything, we’d love to answer!

Medicare Made Easy, Medicare Made Simple.



If you feel like you have been spinning your wheels wondering how to make the best decision when it comes to your Medicare plan, you are in the right place. The good news is, you don’t have to do this alone. We are in the business of helping people understand Medicare, in simple, plain terms that everyone can understand. We believe it’s important that your first understand Medicare itself. You can’t understand your Medicare options until you first understand basic Medicare benefits. Fortunately, we’ve mastered how to make it simple.


Medicare Advantage

Medicare Supplemental

Social Security

Disclosure: Investment Advisory Services offered through South Cove Financial, LLC. South Cove Financial, LLC a Registered Investment Advisor. Pacific Financial Solutions and South Cove Financial, LLC are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision. This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Pacific Group Advisors and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney. Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any references to protection benefits or lifetime income generally refer to fixed insurance products. They do not refer, in any way to securities or investment advisory products or services. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by South Cove Financial, LLC.