About Us

Pacific Financial Solutions

An Investment Advisory Representative (IAR) refers to licensed and authorized personnel who work for investment advisory companies The primary responsibility of an IAR is to provide investment-related advice as a financial advisor or planner.

Pacific Financial Solutions is an exclusive Financial Advisory firm that provides comprehensive financial planning, investment advisory services, and comprehensive estate planning* and reviews. With over 30 years of combined planning experience, our team is uniquely qualified to best design, implement, and maintain your individual financial goals. As Investment Adviser Representatives, Pacific Financial Solutions representatives are held to a fiduciary standard. That means we must provide objective financial advice that is in the best interest of our clients. It is our legal obligation. As fee based financial advisers, we operate independently and do not receive trading commissions for offering specific investment advice, so our recommendations are based solely on your needs. Our financial solutions are not limited to particular companies or product groups. Whether your needs span the entire spectrum of financial planning or just a few targeted areas, we provide customized solutions to best match your unique situation and financial goals.

Vision Statement

To be the foremost Retirement Planning Firm by enhancing our clients lives through empowerment, service, and family-oriented relationships.

Mission Statement

Pacific Financial Solutions provides insightful retirement planning strategies by concentrating on our clients 4 core retirement pillars: Tax, Estate, Income and Investments.

Putting Your Interests First

Pacific Financial Solutions team is dedicated to establishing long-term relationships. To insure this, we are committed to:

  • Always putting your best interests first
  • Acting with prudence; that is, with the skill, care, diligence and good judgement as professionals
  • Not misleading and always providing conspicuous, full and fair disclosure of all facts
  • Communicating clearly and forthrightly in all matters
  • Strategically discussing money issues – How do you want your money to work for you?
  • Providing financial solutions consistent with your core values and objectives
  • Communicating and meeting/exceeding mutual expectations
  • Avoiding conflicts of interest
  • Fully disclosing and fairly managing, in your favor, any unavoidable conflicts

We are at the forefront of this quickly changing economy and we work closely with our clients because we are fully committed to meeting and exceeding expectations. We also believe in keeping our services affordable to our clients, we make sure to work around your budget.

We are proud that so many of our clients have repeatedly turned to us for guidance and assistance with their financial futures, and we work hard to earn their loyalty every day.

* Pacific Financial Solutions is not a licensed attorney.

Email Address: Info@Pacificfinancialsolutions.com

Contact Number: (425) 417-9813

Michael Cell Phone: (425) 417-9813

Schedule Your Appointment with

Michael Sondheim

Learn More About Our Team

Michael Sondheim

President / Financial Advisor

Pamela Renn

Client Relationships Manager

Strategic Partners

Carolyn Horadan

Chief Investment Officer and Financial Advisor at South Cove Financial

Lisa Hjorten

Pacific Edge Properties

Amanda Lee

Social Media - Client Relations

Edward Harris, EA

Tax Professional

Disclosure: Investment Advisory Services offered through South Cove Financial, LLC. South Cove Financial, LLC a Registered Investment Advisor. Pacific Financial Solutions and South Cove Financial, LLC are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision. This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Pacific Group Advisors and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney. Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any references to protection benefits or lifetime income generally refer to fixed insurance products. They do not refer, in any way to securities or investment advisory products or services. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by South Cove Financial, LLC.