<h1 class="intro">Most People Don't <br><!-- [et_pb_line_break_holder] --><span>Plan to Fail</span><br><!-- [et_pb_line_break_holder] -->They Fail to Plan</h1>

9 + 3 =

Testimonials

“So much information in such a short amount of time! The information is about the things that nobody tells you about or talks about. I would recommend this course to any working person.”

LF Sebring

“Great course. I learned so much each session. I appreciate the info and it is so important to know these things!!! I want to know more each time I come !! More teachers should take advantage of these sessions.”

GM Avon Park

“Enjoyed the knowledge and information gained during this class. I would highly recommend this class to everyone young and old to get this knowledge.”

AJ Sebring

“Great class! Great teacher! Very good tools for real life. Everyone should know some of them.”

JC Wauchula

“The instructor openly shared a number of strategies to save money, reduce risks and minimize tax consequences.”

DK Sebring

Schedule Your Appointment with

Michael Sondheim
Today!

Disclosure: Investment Advisory Services offered through South Cove Financial, LLC. South Cove Financial, LLC a Registered Investment Advisor. Pacific Financial Solutions and South Cove Financial, LLC are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision. This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Pacific Group Advisors and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney. Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any references to protection benefits or lifetime income generally refer to fixed insurance products. They do not refer, in any way to securities or investment advisory products or services. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by South Cove Financial, LLC.